Natural hazards · Lamar

Lamar, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lamar comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 76 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamar?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamar to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding80%Strong wind8%Everything else12%

By hazard

What Lamar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamar flood?

Every paid claim on a federal flood insurance policy in Lamar, from FEMA’s records.

76paid claims since 1978

$892Kpaid to owners

12homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 16 claims, $389K
Not a named storm: 5 claims, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Lamar

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lamar itself: aid to households, or repair grants to the Township of Lamar.

Brought FEMA money into LamarDeclared for Clinton County only

2004

Tropical Depression Ivan

13 households applied for aid $35K aid approved

Clinton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Lamar

Lamar and the towns around it

Very lowLowModerateHighVery high

Bald Eaglemostly inland floodingHigh

Beech Creekmostly inland floodingHigh

Mill Hallmostly inland floodingHigh

Lamarmostly inland floodingHigh

Portermostly inland floodingHigh

Loganmostly inland floodingModerate

Greenemostly inland floodingModerate

Castaneamostly inland floodingModerate

Waynemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamar covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lamar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lamar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lamar total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.