Natural hazards · Porter

Porter, PA natural hazards

Most of the natural-hazard damage FEMA expects in Porter comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 88 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Porter?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Porter to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding80%Strong wind8%Everything else12%

By hazard

What Porter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Porter flood?

Every paid claim on a federal flood insurance policy in Porter, from FEMA’s records.

88paid claims since 1978

$757Kpaid to owners

14homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 30 claims, $380K
March 2010 Nor'easter: 1 claim, $3K
Not a named storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Porter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Porter

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Porter itself: aid to households, or repair grants to the Township of Porter.

Brought FEMA money into PorterDeclared for Clinton County only

2004

Tropical Depression Ivan

$49K to the Township of Porter for repairs

2003

Snow

$3K to the Township of Porter for repairs

Clinton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Porter

Porter and the towns around it

Very lowLowModerateHighVery high

Beech Creekmostly inland floodingHigh

Portermostly inland floodingHigh

Lamarmostly inland floodingHigh

Libertymostly inland floodingHigh

Loganmostly inland floodingModerate

Marionmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Porter is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Porter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Porter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.