Natural hazards · Mill Hall

Mill Hall, PA natural hazards

Most of the natural-hazard damage FEMA expects in Mill Hall comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 124 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mill Hall?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mill Hall to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding84%Strong wind7%Everything else9%

By hazard

What Mill Hall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mill Hall flood?

Every paid claim on a federal flood insurance policy in Mill Hall, from FEMA’s records.

124paid claims since 1979

$542Kpaid to owners

10homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 27 claims, $288K
Not a named storm: 1 claim, $392

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mill Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Mill Hall

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mill Hall itself: aid to households, or repair grants to the Borough of Mill Hall.

Brought FEMA money into Mill HallDeclared for Clinton County only

2004

Tropical Depression Ivan

218 households applied for aid $1.4M aid approved

Clinton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Mill Hall

Mill Hall and the towns around it

Very lowLowModerateHighVery high

Mill Hallmostly inland floodingHigh

Bald Eaglemostly inland floodingHigh

Lamarmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mill Hall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mill Hall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Mill Hall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.