Natural hazards · Huston

Huston, PA natural hazards

Most of the natural-hazard damage FEMA expects in Huston comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huston?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huston to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Huston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huston flood?

Every paid claim on a federal flood insurance policy in Huston, from FEMA’s records.

14paid claims since 1996

$172Kpaid to owners

2homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 2 claims, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Huston

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Huston itself in FEMA’s records.

Brought FEMA money into HustonDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Huston

Huston and the towns around it

Very lowLowModerateHighVery high

Hustonmostly inland floodingHigh

Unionmostly inland floodingHigh

Lawrencemostly inland floodingModerate

Foxmostly inland floodingModerate

Hortonmostly inland floodingModerate

Pinemostly inland floodingLow

Sandymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huston is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Huston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Huston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.