Natural hazards · Pine

Pine, PA natural hazards

Most of the natural-hazard damage FEMA expects in Pine comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding78%Strong wind5%Everything else17%

By hazard

What Pine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine flood?

Every paid claim on a federal flood insurance policy in Pine, from FEMA’s records.

10paid claims since 1979

$17Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 3 claims, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Pine

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Pine itself in FEMA’s records.

Brought FEMA money into PineDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Pine

Pine and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingHigh

Hustonmostly inland floodingHigh

Lawrencemostly inland floodingModerate

Pinemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pine’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Pine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.