Natural hazards · Fox

Fox, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fox comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2006. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fox?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fox to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding81%Lightning6%Everything else13%

By hazard

What Fox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 2 years in the area

Lightning

6% of expected damage

Above average · higher than 65% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fox flood?

Every paid claim on a federal flood insurance policy in Fox, from FEMA’s records.

4paid claims since 2006

$25Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Tropical Storm Lee: 1 claim, $17K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elk County.

Disasters that hit Fox

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fox itself: aid to households, or repair grants to the Township of Fox.

Brought FEMA money into FoxDeclared for Elk County only

2004

Tropical Depression Ivan

$22K to the Township of Fox for repairs

Elk County has had 8 natural disasters declared since 1953, most often hurricanes and floods.

Around Fox

Fox and the towns around it

Very lowLowModerateHighVery high

Jaymostly inland floodingVery high

Hustonmostly inland floodingHigh

Ridgwaymostly inland floodingHigh

Foxmostly inland floodingModerate

Hortonmostly inland floodingModerate

St. Marysmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fox covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fox’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fox total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.