Natural hazards · Franconia

Franconia, PA natural hazards

Most of the natural-hazard damage FEMA expects in Franconia comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franconia?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franconia to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves13%Heat waves7%Tornadoes6%Everything else14%

By hazard

What Franconia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 6 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 48% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franconia flood?

Every paid claim on a federal flood insurance policy in Franconia, from FEMA’s records.

2paid claims since 2018

$15Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Ida: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Franconia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Franconia

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Franconia itself in FEMA’s records.

Brought FEMA money into FranconiaDeclared for Montgomery County only

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Franconia

Franconia and the towns around it

Very lowLowModerateHighVery high

Towamencinmostly inland floodingLow

Upper Salfordmostly inland floodingLow

Hatfieldmostly inland floodingVery low

Lower Salfordmostly inland floodingVery low

Franconiamostly inland floodingVery low

Salfordmostly inland floodingVery low

Soudertonmostly inland floodingVery low

Telfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franconia covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Franconia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Franconia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Franconia total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.