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Natural hazards · Upper Salford

Upper Salford, PA natural hazards

Most of the natural-hazard damage FEMA expects in Upper Salford comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2021.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Upper Salford?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upper Salford to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves11%Heat waves6%Tornadoes5%Everything else13%
By hazard

What Upper Salford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 6 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Heat waves

6% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

5% of expected damage
Below average · higher than 49% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Upper Salford flood?

Every paid claim on a federal flood insurance policy in Upper Salford, from FEMA’s records.

1paid claims since 2021
$122Kpaid to owners
0homes flooded more than once
20212026

Biggest named events

  • Hurricane Ida: 1 claim, $122K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Upper Salford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.
Disasters that hit Upper Salford

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Upper Salford itself in FEMA’s records.

Brought FEMA money into Upper SalfordDeclared for Montgomery County only
Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.
Around Upper Salford

Upper Salford and the towns around it

Lower Frederick: Moderate, mostly inland floodingSalford: Very low, mostly inland floodingLower Salford: Very low, mostly inland floodingMarlborough: Moderate, mostly inland floodingFranconia: Very low, mostly inland floodingPerkiomen: Low, mostly inland floodingSkippack: Very low, mostly inland floodingSchwenksville: Moderate, mostly inland floodingUpper Frederick: Very low, mostly inland floodingWest Rockhill: Very low, mostly inland floodingTowamencin: Low, mostly inland floodingGreen Lane: Moderate, mostly inland floodingUpper Hanover: Low, mostly inland floodingMilford: Very low, mostly inland floodingSouderton: Very low, mostly inland floodingTelford: Very low, mostly inland floodingHatfield: Very low, mostly inland floodingTrappe: Very low, mostly inland floodingCollegeville: Low, mostly inland floodingUpper Providence: Low, mostly inland floodingLimerick: Very low, mostly inland floodingLower Providence: Very low, mostly inland floodingWorcester: Very low, mostly inland floodingUpper Salford: Low, mostly inland flooding Upper SalfordLower FrederickSalfordLower SalfordMarlboroughFranconiaPerkiomenSkippack
Very lowLowModerateHighVery high
Lower Frederickmostly inland floodingModerate
Marlboroughmostly inland floodingModerate
Perkiomenmostly inland floodingLow
Upper Salfordmostly inland floodingLow
Lower Salfordmostly inland floodingVery low
Salfordmostly inland floodingVery low
Franconiamostly inland floodingVery low
Skippackmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upper Salford covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Upper Salford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Upper Salford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Upper Salford total about $996K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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