Natural hazards · Souderton

Souderton, PA natural hazards

Most of the natural-hazard damage FEMA expects in Souderton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1984. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Souderton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Souderton to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves20%Heat waves11%Tornadoes8%Strong wind6%Earthquakes5%Everything else6%

By hazard

What Souderton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 6 times a year in the area

Cold waves

20% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Heat waves

11% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 48% of U.S. places

Strong wind

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 53% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Souderton flood?

Every paid claim on a federal flood insurance policy in Souderton, from FEMA’s records.

1paid claims since 1984

$5Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Souderton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Souderton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Souderton itself: aid to households, or repair grants to the Borough of Souderton.

Brought FEMA money into SoudertonDeclared for Montgomery County only

2021

Remnants of Hurricane Ida

59 households applied for aid $69K aid approved

2011

Tropical Storm Lee

2 households applied for aid $589 aid approved

2011

Hurricane Irene

5 households applied for aid $8K aid approved

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid $2K aid approved

2004

Severe Storms and Flooding

2 households applied for aid $991 aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Souderton

Souderton and the towns around it

Very lowLowModerateHighVery high

Franconiamostly inland floodingVery low

Soudertonmostly inland floodingVery low

Telfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Souderton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Souderton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Souderton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Souderton total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.