Natural hazards · Ferguson

Ferguson, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ferguson comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ferguson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ferguson to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Ferguson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ferguson flood?

FEMA's records show no paid flood insurance claims in Ferguson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ferguson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Ferguson

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Ferguson itself in FEMA’s records.

Brought FEMA money into FergusonDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Ferguson

Ferguson and the towns around it

Very lowLowModerateHighVery high

Fergusonmostly inland floodingHigh

Greenwoodmostly inland floodingHigh

Bellmostly inland floodingHigh

Newburgmostly inland floodingModerate

Chestmostly inland floodingModerate

Pikemostly inland floodingLow

Knoxmostly inland floodingLow

Jordanmostly inland floodingLow

Pennmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ferguson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ferguson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ferguson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.