Natural hazards · Chest

Chest, PA natural hazards

Most of the natural-hazard damage FEMA expects in Chest comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chest?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chest to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves5%Strong wind5%Everything else13%

By hazard

What Chest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chest flood?

FEMA's records show no paid flood insurance claims in Chest.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Chest

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Chest itself in FEMA’s records.

Brought FEMA money into ChestDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Chest

Chest and the towns around it

Very lowLowModerateHighVery high

Beccariamostly inland floodingHigh

Fergusonmostly inland floodingHigh

Chestmostly inland floodingModerate

Westovermostly inland floodingModerate

New Washingtonmostly inland floodingModerate

Newburgmostly inland floodingModerate

Burnsidemostly inland floodingModerate

Jordanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chest is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.