Natural hazards · Greenwood

Greenwood, PA natural hazards

Most of the natural-hazard damage FEMA expects in Greenwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 39 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenwood to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Greenwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenwood flood?

Every paid claim on a federal flood insurance policy in Greenwood, from FEMA’s records.

39paid claims since 1979

$402Kpaid to owners

7homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 15 claims, $204K
Not a named storm: 1 claim, $435
Tropical Storm Ivan: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Greenwood

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Greenwood itself in FEMA’s records.

Brought FEMA money into GreenwoodDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Greenwood

Greenwood and the towns around it

Very lowLowModerateHighVery high

Greenwoodmostly inland floodingHigh

Fergusonmostly inland floodingHigh

Bellmostly inland floodingHigh

Pennmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Greenwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Greenwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenwood total about $631K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.