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Natural hazards in Douglass · FEMA

Douglass’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Douglass comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 47 claims here since 1979.

35Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 35% of U.S. places
Main hazard
Inland flooding
62% of expected damage
Flood claims
47
paid since 1979 · $1.2M
Disasters paid out here
0
of 20 declared for Berks County

What stands out about Douglass’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Storms remembered

The storms Douglass remembers

None of the disasters declared for Berks County shows FEMA aid or repair money reaching Douglass itself in FEMA’s records.

  1. 200613 flood claims paidThe most in any one year on record
  2. 197910 flood claims paidOne of the three biggest flood years on record
Disasters declared, by decade
Paid out in DouglassBerks County only

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Were you here?

Old photos of Douglass after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Douglass archive →
Expected damage

How exposed is Douglass?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 35% of U.S. communities, mostly from inland flooding.

Where Douglass sits
Douglass
Very lowLowModerateHighVery high

Calmer than 1,414 of the 2,558 Pennsylvania towns we cover.

Douglass is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding62%Hurricanes10%Cold waves7%Tornadoes5%Everything else16%
By hazard

What Douglass faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

62%of expected damage
Above average · higher than 54% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

10%of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 14 years in the area

Cold waves

7%of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Tornadoes

5%of expected damage
Above average · higher than 53% of U.S. places
Recorded about once every 66 years in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Douglass flood? Sometimes: 47 flood claims since 1979

Every paid claim on a federal flood insurance policy in Douglass, from FEMA’s records.

Paid flood claims, by year
1979: 10 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 1 claim1985: 0 claims1986: 0 claims1987: 1 claim1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 3 claims1997: 0 claims1998: 0 claims1999: 2 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 1 claim2005: 0 claims2006: 13 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 5 claims2012: 0 claims2013: 0 claims2014: 1 claim2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 4 claims2020: 3 claims2021: 3 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 197920062011
19792026
Biggest named events
  • The Not a named storm10 claims · $15K
  • Tropical Storm Lee4 claims · $211K
  • Hurricane Isaias3 claims · $41K
47
paid claims since 1979
$1.2M
paid to owners
9
homes flooded more than once
$25K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Douglass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.
Be ready

Get ready for what Douglass actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Douglass and its neighbors

Douglass ranks 3rd calmest of 7 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
West PottsgroveModerateinland flooding6
UnionModerateinland flooding30
AmityLowinland flooding61
DouglassLowinland flooding47
EarlLowinland flooding45
ColebrookdaleVery lowinland flooding12
Upper PottsgroveVery lowinland flooding1

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in July–September

The month each of Berks County’s 20 declared disasters began, since 1953.

4J
1F
1M
A
1M
3J
2J
2A
5S
1O
N
D
Severe stormsFloodsHurricanesWinter stormsDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Douglass’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Douglass.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Douglass.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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