Natural hazards · Amity

Amity, PA natural hazards

Most of the natural-hazard damage FEMA expects in Amity comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 61 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amity?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amity to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes10%Cold waves7%Tornadoes6%Everything else15%

By hazard

What Amity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Cold waves

7% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amity flood?

Every paid claim on a federal flood insurance policy in Amity, from FEMA’s records.

61paid claims since 1978

$1.2Mpaid to owners

10homes flooded more than once

19782026

Biggest named events

Not a named storm: 9 claims, $17K
Tropical Storm Lee: 6 claims, $35K
Hurricane Isaias: 5 claims, $251K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.

Disasters that hit Amity

Federal disasters declared here

None of the disasters declared for Berks County shows FEMA aid or repair money reaching Amity itself in FEMA’s records.

Brought FEMA money into AmityDeclared for Berks County only

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Amity

Amity and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingModerate

Amitymostly inland floodingLow

Oleymostly inland floodingLow

Douglassmostly inland floodingLow

Earlmostly inland floodingLow

Exetermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amity covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Amity’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Amity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Amity total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.