Natural hazards · Colebrookdale

Colebrookdale, PA natural hazards

Most of the natural-hazard damage FEMA expects in Colebrookdale comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colebrookdale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colebrookdale to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding60%Hurricanes10%Cold waves7%Tornadoes6%Everything else17%

By hazard

What Colebrookdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 16 years in the area

Cold waves

7% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 52% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colebrookdale flood?

Every paid claim on a federal flood insurance policy in Colebrookdale, from FEMA’s records.

12paid claims since 1979

$42Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Floyd: 1 claim, $3K
Hurricane Irene: 1 claim, $1K
Hurricane Isaias: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colebrookdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.

Disasters that hit Colebrookdale

Federal disasters declared here

None of the disasters declared for Berks County shows FEMA aid or repair money reaching Colebrookdale itself in FEMA’s records.

Brought FEMA money into ColebrookdaleDeclared for Berks County only

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Colebrookdale

Colebrookdale and the towns around it

Very lowLowModerateHighVery high

Bechtelsvillemostly inland floodingModerate

Washingtonmostly inland floodingModerate

Douglassmostly inland floodingLow

Earlmostly inland floodingLow

Colebrookdalemostly inland floodingVery low

Pikemostly inland floodingVery low

Boyertownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colebrookdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Colebrookdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Colebrookdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colebrookdale total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.