Natural hazards · Boyertown

Boyertown, PA natural hazards

Most of the natural-hazard damage FEMA expects in Boyertown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2009. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Boyertown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boyertown to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding53%Hurricanes9%Cold waves9%Earthquakes7%Tornadoes7%Heat waves5%Everything else9%

By hazard

What Boyertown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 16 years in the area

Cold waves

9% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Above average · higher than 62% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 52% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Boyertown flood?

Every paid claim on a federal flood insurance policy in Boyertown, from FEMA’s records.

1paid claims since 2009

$5Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Boyertown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.

Disasters that hit Boyertown

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Boyertown itself: aid to households, or repair grants to the Borough of Boyertown.

Brought FEMA money into BoyertownDeclared for Berks County only

2011

Tropical Storm Lee

11 households applied for aid $7K aid approved

2006

Severe Storms, Flooding, and Mudslides

2 households applied for aid $9K aid approved

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Boyertown

Boyertown and the towns around it

Very lowLowModerateHighVery high

Colebrookdalemostly inland floodingVery low

Boyertownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boyertown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Boyertown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Boyertown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Boyertown total about $959K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.