Natural hazards · Westover

Westover, PA natural hazards

Most of the natural-hazard damage FEMA expects in Westover comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westover?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westover to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves5%Strong wind5%Everything else13%

By hazard

What Westover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westover flood?

Every paid claim on a federal flood insurance policy in Westover, from FEMA’s records.

7paid claims since 1996

$58Kpaid to owners

1homes flooded more than once

19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Westover

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Westover itself: aid to households, or repair grants to the Borough of Westover.

Brought FEMA money into WestoverDeclared for Clearfield County only

2004

Tropical Depression Ivan

2 households applied for aid $4K aid approved

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Westover

Westover and the towns around it

Very lowLowModerateHighVery high

Westovermostly inland floodingModerate

Chestmostly inland floodingModerate

Burnsidemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Westover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.