Natural hazards · Ceres

Ceres, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ceres comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ceres?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ceres to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Ceres faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ceres flood?

Every paid claim on a federal flood insurance policy in Ceres, from FEMA’s records.

4paid claims since 1996

$26Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ceres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKean County.

Disasters that hit Ceres

Federal disasters declared here

None of the disasters declared for McKean County shows FEMA aid or repair money reaching Ceres itself in FEMA’s records.

Brought FEMA money into CeresDeclared for McKean County only

McKean County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Ceres

Ceres and the towns around it

Very lowLowModerateHighVery high

Sharonmostly inland floodingHigh

Pleasant Valleymostly inland floodingHigh

Anninmostly inland floodingHigh

Libertymostly inland floodingHigh

Ceresmostly inland floodingModerate

Eldredmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ceres is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ceres’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ceres. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.