Natural hazards · Eldred

Eldred, PA natural hazards

Most of the natural-hazard damage FEMA expects in Eldred comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eldred?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldred to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Eldred faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eldred flood?

Every paid claim on a federal flood insurance policy in Eldred, from FEMA’s records.

14paid claims since 1981

$61Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eldred isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKean County.

Disasters that hit Eldred

Federal disasters declared here

None of the disasters declared for McKean County shows FEMA aid or repair money reaching Eldred itself in FEMA’s records.

Brought FEMA money into EldredDeclared for McKean County only

McKean County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Eldred

Eldred and the towns around it

Very lowLowModerateHighVery high

Keatingmostly inland floodingHigh

Eldredmostly inland floodingModerate

Ottomostly inland floodingModerate

Ceresmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldred covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eldred’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Eldred. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eldred total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.