Natural hazards · Sharon

Sharon, PA natural hazards

Most of the natural-hazard damage FEMA expects in Sharon comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sharon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sharon to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding73%Strong wind11%Cold waves5%Everything else11%

By hazard

What Sharon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Strong wind

11% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sharon flood?

Every paid claim on a federal flood insurance policy in Sharon, from FEMA’s records.

9paid claims since 1996

$66Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Floyd: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sharon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Potter County.

Disasters that hit Sharon

Federal disasters declared here

None of the disasters declared for Potter County shows FEMA aid or repair money reaching Sharon itself in FEMA’s records.

Brought FEMA money into SharonDeclared for Potter County only

Potter County has had 11 natural disasters declared since 1953, most often hurricanes and floods.

Around Sharon

Sharon and the towns around it

Very lowLowModerateHighVery high

Bolivarmostly inland floodingHigh

Sharonmostly inland floodingHigh

Shinglehousemostly inland floodingHigh

Pleasant Valleymostly inland floodingHigh

Oswayomostly inland floodingHigh

Ceresmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sharon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sharon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sharon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.