Natural hazards · Carbon

Carbon, PA natural hazards

Most of the natural-hazard damage FEMA expects in Carbon comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carbon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carbon to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding79%Strong wind12%Everything else9%

By hazard

What Carbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carbon flood?

Every paid claim on a federal flood insurance policy in Carbon, from FEMA’s records.

4paid claims since 2004

$85Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 3 claims, $46K
Hurricane Ida: 1 claim, $39K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.

Disasters that hit Carbon

Federal disasters declared here

None of the disasters declared for Huntingdon County shows FEMA aid or repair money reaching Carbon itself in FEMA’s records.

Brought FEMA money into CarbonDeclared for Huntingdon County only

Huntingdon County has had 14 natural disasters declared since 1953, most often hurricanes and floods.

Around Carbon

Carbon and the towns around it

Very lowLowModerateHighVery high

Broad Topmostly inland floodingHigh

Carbonmostly inland floodingHigh

Hopewellmostly inland floodingHigh

Woodmostly inland floodingHigh

Broad Top Citymostly inland floodingHigh

Toddmostly inland floodingHigh

Libertymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carbon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Carbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carbon total about $864K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.