Natural hazards · Wood

Wood, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wood comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wood to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding79%Strong wind12%Everything else9%

By hazard

What Wood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wood flood?

FEMA's records show no paid flood insurance claims in Wood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.

Disasters that hit Wood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wood itself: aid to households, or repair grants to the Township of Wood.

Brought FEMA money into WoodDeclared for Huntingdon County only

2004

Tropical Depression Ivan

1 household applied for aid $2K aid approved

Huntingdon County has had 14 natural disasters declared since 1953, most often hurricanes and floods.

Around Wood

Wood and the towns around it

Very lowLowModerateHighVery high

Claymostly inland floodingHigh

Woodmostly inland floodingHigh

Carbonmostly inland floodingHigh

Broad Top Citymostly inland floodingHigh

Toddmostly inland floodingHigh

Wellsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.