Natural hazards · Broad Top

Broad Top, PA natural hazards

Most of the natural-hazard damage FEMA expects in Broad Top comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 28 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Broad Top?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Broad Top to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding88%Hurricanes6%Everything else6%

By hazard

What Broad Top faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Broad Top flood?

Every paid claim on a federal flood insurance policy in Broad Top, from FEMA’s records.

28paid claims since 1983

$321Kpaid to owners

4homes flooded more than once

19832026

Biggest named events

Tropical Storm Ivan: 7 claims, $120K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Broad Top isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Broad Top

Federal disasters declared here

None of the disasters declared for Bedford County shows FEMA aid or repair money reaching Broad Top itself in FEMA’s records.

Brought FEMA money into Broad TopDeclared for Bedford County only

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Broad Top

Broad Top and the towns around it

Very lowLowModerateHighVery high

Hopewellmostly inland floodingHigh

West Providencemostly inland floodingHigh

Broad Topmostly inland floodingHigh

East Providencemostly inland floodingHigh

Carbonmostly inland floodingHigh

Hopewellmostly inland floodingHigh

Libertymostly inland floodingHigh

Wellsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Broad Top is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Broad Top’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Broad Top. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.