Natural hazards · Ross

Ross, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ross comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 26 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ross?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ross to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes20%Cold waves11%Everything else8%

By hazard

What Ross faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 72 years in the area

Cold waves

11% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ross flood?

Every paid claim on a federal flood insurance policy in Ross, from FEMA’s records.

26paid claims since 1996

$293Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

March storm: 4 claims, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ross isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit Ross

Federal disasters declared here

None of the disasters declared for Butler County shows FEMA aid or repair money reaching Ross itself in FEMA’s records.

Brought FEMA money into RossDeclared for Butler County only

Butler County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Ross

Ross and the towns around it

Very lowLowModerateHighVery high

St. Clairmostly inland floodingVery high

Rossmostly inland floodingHigh

Crosbymostly inland floodingHigh

Rossmostly inland floodingHigh

Hamiltonmostly inland floodingModerate

Morganmostly inland floodingModerate

Fairfieldmostly inland floodingLow

Hanovermostly inland floodingLow

Millvillemostly inland floodingLow

Dunlapmostly inland floodingLow

Fairfieldmostly inland floodingLow

Colerainmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ross covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ross’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Ross. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ross total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.