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Natural hazards · Colerain

Colerain, OH natural hazards

Most of the natural-hazard damage FEMA expects in Colerain comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 50 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Colerain?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colerain to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes27%Heat waves12%Cold waves8%Everything else10%
By hazard

What Colerain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

27% of expected damage
Well above average · higher than 95% of U.S. places

Heat waves

12% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 6 times a year in the area

Cold waves

8% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Colerain flood?

Every paid claim on a federal flood insurance policy in Colerain, from FEMA’s records.

50paid claims since 1979
$352Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 1 claim, $186
of homes in flood zones
are insured
of all homes
are insured
No community discount. Colerain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Colerain

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Colerain itself in FEMA’s records.

Brought FEMA money into ColerainDeclared for Hamilton County only
Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Colerain

Colerain and the towns around it

Taylor Creek: High, mostly inland floodingCrosby: High, mostly inland floodingWhitewater: High, mostly inland floodingDunlap: Low, mostly inland floodingWhite Oak: Low, mostly inland floodingNorth College Hill: Low, mostly inland floodingGreen: Low, mostly inland floodingPleasant Run: Very low, mostly inland floodingMiamitown: High, mostly inland floodingDry Ridge: Low, mostly inland floodingDent: Moderate, mostly inland floodingForest Park: Very low, mostly tornadoesNew Baltimore: High, mostly inland floodingGrandview: High, mostly inland floodingMiami: Moderate, mostly inland floodingRoss: High, mostly inland floodingBlue Jay: High, mostly inland floodingMorgan: Moderate, mostly inland floodingRoss: High, mostly inland floodingHarrison: High, mostly inland floodingShawnee: High, mostly inland floodingHooven: High, mostly inland floodingLawrenceburg: Low, mostly inland floodingCleves: Moderate, mostly inland floodingFairfield: Low, mostly inland floodingMonfort Heights: Very low, mostly inland floodingCincinnati: Low, mostly inland floodingGroesbeck: Very low, mostly inland floodingSpringfield: Low, mostly inland floodingMount Healthy: Very low, mostly inland floodingSkyline Acres: Low, mostly inland floodingFinneytown: Low, mostly inland floodingBridgetown: Very low, mostly inland floodingCheviot: Very low, mostly tornadoesCovedale: Low, mostly inland floodingDelhi: Very low, mostly inland floodingMack: Low, mostly inland floodingMount Healthy Heights: Very low, mostly inland floodingPleasant Run Farm: Very low, mostly tornadoesSpringdale: Very low, mostly inland floodingFairfield: Low, mostly inland floodingNew Burlington: Low, mostly inland floodingGreenhills: Very low, mostly inland floodingColerain: Low, mostly inland flooding ColerainTaylor CreekCrosbyWhitewaterDunlapWhite OakNorth College HillGreenPleasant RunMiamitownDry RidgeDentForest Park
Very lowLowModerateHighVery high
Whitewatermostly inland floodingHigh
Taylor Creekmostly inland floodingHigh
Crosbymostly inland floodingHigh
Miamitownmostly inland floodingHigh
Dentmostly inland floodingModerate
White Oakmostly inland floodingLow
Dunlapmostly inland floodingLow
Dry Ridgemostly inland floodingLow
Colerainmostly inland floodingLow
Greenmostly inland floodingLow
North College Hillmostly inland floodingLow
Pleasant Runmostly inland floodingVery low
Forest Parkmostly tornadoesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colerain covers 11 census tracts, combined by population.
Money that reached townFlood claims are matched to Colerain’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Colerain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colerain total about $11.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Colerain, OHHamilton CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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