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Natural hazards · Crosby

Crosby, OH natural hazards

Most of the natural-hazard damage FEMA expects in Crosby comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 34 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crosby?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crosby to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes18%Heat waves8%Cold waves5%Everything else5%
By hazard

What Crosby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 52 years in the area

Heat waves

8% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 6 times a year in the area

Cold waves

5% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crosby flood?

Every paid claim on a federal flood insurance policy in Crosby, from FEMA’s records.

34paid claims since 1982
$376Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • March storm: 4 claims, $52K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Crosby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Crosby

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crosby itself: aid to households, or repair grants to the Township of Crosby.

Brought FEMA money into CrosbyDeclared for Hamilton County only
2008

Severe Wind Storm Associated With Tropical Depression Ike

$25K to the Township of Crosby for repairs
2004

Snow

$3K to the Township of Crosby for repairs
Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Crosby

Crosby and the towns around it

Colerain: Low, mostly inland floodingDunlap: Low, mostly inland floodingTaylor Creek: High, mostly inland floodingWhitewater: High, mostly inland floodingDry Ridge: Low, mostly inland floodingRoss: High, mostly inland floodingBlue Jay: High, mostly inland floodingMorgan: Moderate, mostly inland floodingNew Baltimore: High, mostly inland floodingRoss: High, mostly inland floodingHarrison: High, mostly inland floodingWhite Oak: Low, mostly inland floodingNorth College Hill: Low, mostly inland floodingGreen: Low, mostly inland floodingPleasant Run: Very low, mostly inland floodingMiamitown: High, mostly inland floodingDent: Moderate, mostly inland floodingForest Park: Very low, mostly tornadoesFairfield: Low, mostly inland floodingGrandview: High, mostly inland floodingMiami: Moderate, mostly inland floodingShawnee: High, mostly inland floodingHooven: High, mostly inland floodingLawrenceburg: Low, mostly inland floodingCleves: Moderate, mostly inland floodingHamilton: Moderate, mostly inland floodingFairfield: Low, mostly inland floodingHanover: Low, mostly inland floodingSt. Clair: Very high, mostly inland floodingMillville: Low, mostly inland floodingWhitewater: High, mostly inland floodingReily: Moderate, mostly inland floodingHarrison: Moderate, mostly inland floodingHarrison: High, mostly inland floodingWest Harrison: Very high, mostly inland floodingCrosby: High, mostly inland flooding CrosbyColerainDunlapTaylor CreekWhitewaterDry RidgeRossBlue JayMorganNew BaltimoreRossHarrison
Very lowLowModerateHighVery high
Rossmostly inland floodingHigh
Whitewatermostly inland floodingHigh
Taylor Creekmostly inland floodingHigh
Crosbymostly inland floodingHigh
Blue Jaymostly inland floodingHigh
New Baltimoremostly inland floodingHigh
Rossmostly inland floodingHigh
Harrisonmostly inland floodingHigh
Morganmostly inland floodingModerate
Dunlapmostly inland floodingLow
Dry Ridgemostly inland floodingLow
Colerainmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crosby covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Crosby’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Crosby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crosby total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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You’re in Crosby, OHHamilton CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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