Natural hazards · Riverside

Riverside, OH natural hazards

Most of the natural-hazard damage FEMA expects in Riverside comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riverside?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riverside to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves11%Tornadoes8%Everything else17%

By hazard

What Riverside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 46% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riverside flood?

Every paid claim on a federal flood insurance policy in Riverside, from FEMA’s records.

3paid claims since 1980

$11Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riverside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Riverside

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Riverside itself: aid to households, or repair grants to the City of Riverside.

Brought FEMA money into RiversideDeclared for Montgomery County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

23 households applied for aid $10K aid approved $84K to the City of Riverside for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$46K to the City of Riverside for repairs

2004

Snow

$19K to the City of Riverside for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$19K to the City of Riverside for repairs

Montgomery County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Riverside

Riverside and the towns around it

Very lowLowModerateHighVery high

Daytonmostly inland floodingLow

Riversidemostly inland floodingLow

Harrisonmostly inland floodingVery low

Beavercreekmostly inland floodingVery low

Ketteringmostly inland floodingVery low

Huber Heightsmostly inland floodingVery low

Bathmostly inland floodingVery low

Wright-Patterson AFBmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riverside covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Riverside’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Riverside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riverside total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.