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Natural hazards · Bath

Bath, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bath comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 18 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bath?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bath to be higher than in 7% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves30%Tornadoes14%Strong wind5%Earthquakes5%Everything else10%
By hazard

What Bath faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Well below average · higher than 11% of U.S. places
Recorded about 2 times a year in the area

Cold waves

30% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

14% of expected damage
Above average · higher than 71% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bath flood?

Every paid claim on a federal flood insurance policy in Bath, from FEMA’s records.

18paid claims since 1980
$98Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Bath isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.
Disasters that hit Bath

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Bath itself in FEMA’s records.

Brought FEMA money into BathDeclared for Greene County only
Greene County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.
Around Bath

Bath and the towns around it

Beavercreek: Very low, mostly inland floodingFairborn: Very low, mostly inland floodingDayton: Low, mostly inland floodingWright-Patterson AFB: Very low, mostly inland floodingRiverside: Low, mostly inland floodingMad River: Low, mostly inland floodingMiami: Low, mostly inland floodingXenia: Very low, mostly inland floodingHoliday Valley: Moderate, mostly inland floodingBethel: Low, mostly inland floodingBeavercreek: Very low, mostly inland floodingKettering: Very low, mostly inland floodingSugarcreek: Low, mostly inland floodingXenia: Very low, mostly inland floodingHarrison: Very low, mostly inland floodingJefferson: Low, mostly inland floodingTrotwood: Low, mostly inland floodingShiloh: Low, mostly inland floodingHuber Heights: Very low, mostly inland floodingFort McKinley: Very low, mostly inland floodingButler: Very low, mostly inland floodingMoraine: Moderate, mostly inland floodingVandalia: Very low, mostly inland floodingDrexel: Very low, mostly inland floodingSpringfield: Low, mostly inland floodingSpringfield: Low, mostly inland floodingGreen: Very low, mostly inland floodingCedarville: Very low, mostly inland floodingClifton: Low, mostly inland floodingCaesarscreek: Very low, mostly inland floodingSpring Valley: Low, mostly inland floodingNew Jasper: Very low, mostly inland floodingWilberforce: Very low, mostly inland floodingGreen Meadows: Low, mostly inland floodingPike: Low, mostly inland floodingBethel: Very low, mostly inland floodingNew Carlisle: High, mostly inland floodingGerman: Low, mostly inland floodingPark Layne: Very low, mostly inland floodingBath: Very low, mostly inland flooding BathBeavercreekFairbornDaytonWright-Patterson AFBRiversideMad RiverMiamiXeniaHoliday ValleyBethel
Very lowLowModerateHighVery high
Holiday Valleymostly inland floodingModerate
Daytonmostly inland floodingLow
Mad Rivermostly inland floodingLow
Bethelmostly inland floodingLow
Miamimostly inland floodingLow
Riversidemostly inland floodingLow
Beavercreekmostly inland floodingVery low
Xeniamostly inland floodingVery low
Fairbornmostly inland floodingVery low
Bathmostly inland floodingVery low
Wright-Patterson AFBmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bath covers 11 census tracts, combined by population.
Money that reached townFlood claims are matched to Bath’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bath. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bath total about $7.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Bath, OHGreene CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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