Natural hazards · Beavercreek

Beavercreek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Beavercreek comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 26 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beavercreek?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beavercreek to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves24%Tornadoes13%Earthquakes5%Everything else13%

By hazard

What Beavercreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 71% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 52% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beavercreek flood?

Every paid claim on a federal flood insurance policy in Beavercreek, from FEMA’s records.

26paid claims since 1981

$1.0Mpaid to owners

3homes flooded more than once

19812026

Biggest named events

March storm: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beavercreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Beavercreek

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beavercreek itself: aid to households, or repair grants to the City of Beavercreek.

Brought FEMA money into BeavercreekDeclared for Greene County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

370 households applied for aid $167K aid approved $1.7M to the City of Beavercreek for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$561K to the City of Beavercreek for repairs

2008

Record Snow and Near Record Snow

$60K to the City of Beavercreek for repairs

2004

Snow

$61K to the City of Beavercreek for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$37K to the City of Beavercreek for repairs

2000

Severe Storms and Tornado

$8K to the City of Beavercreek for repairs

Greene County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Beavercreek

Beavercreek and the towns around it

Very lowLowModerateHighVery high

Sugarcreekmostly inland floodingLow

Riversidemostly inland floodingLow

Beavercreekmostly inland floodingVery low

Ketteringmostly inland floodingVery low

Fairbornmostly inland floodingVery low

Wright-Patterson AFBmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beavercreek covers 10 census tracts, combined by population.

Money that reached townFlood claims are matched to Beavercreek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Beavercreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beavercreek total about $10.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.