Natural hazards · Plain

Plain, OH natural hazards

Most of the natural-hazard damage FEMA expects in Plain comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plain?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plain to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Cold waves9%Heat waves5%Everything else7%

By hazard

What Plain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 64% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plain flood?

Every paid claim on a federal flood insurance policy in Plain, from FEMA’s records.

1paid claims since 2026

$1Kpaid to owners

0homes flooded more than once

20262026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Plain

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Plain itself in FEMA’s records.

Brought FEMA money into PlainDeclared for Franklin County only

Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Plain

Plain and the towns around it

Very lowLowModerateHighVery high

Blendonmostly inland floodingHigh

Harlemmostly inland floodingModerate

Columbusmostly inland floodingLow

Plainmostly inland floodingLow

New Albanymostly inland floodingLow

Jerseymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plain covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Plain’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Plain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plain total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.