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Natural hazards · New Albany

New Albany, OH natural hazards

Most of the natural-hazard damage FEMA expects in New Albany comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2026. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Albany?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Albany to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Cold waves9%Heat waves5%Everything else7%
By hazard

What New Albany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 64% of U.S. places

Cold waves

9% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Heat waves

5% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Albany flood?

Every paid claim on a federal flood insurance policy in New Albany, from FEMA’s records.

1paid claims since 2026
$1Kpaid to owners
0homes flooded more than once
20262026
of homes in flood zones
are insured
of all homes
are insured
No community discount. New Albany isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit New Albany

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Albany itself: aid to households, or repair grants to the City of New Albany.

Brought FEMA money into New AlbanyDeclared for Franklin County only
2012

Severe Storms and Straight-Line Winds

$12K to the City of New Albany for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$28K to the City of New Albany for repairs
2008

Record Snow and Near Record Snow

$19K to the City of New Albany for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

30 households applied for aid $9K aid approved $10K to the City of New Albany for repairs
2004

Snow

$12K to the City of New Albany for repairs
2003

Tornadoes, Flooding, Severe Storms, and High Winds

1 household applied for aid
2003

Severe Winter Storm and Record/Near Record Snow

$7K to the City of New Albany for repairs
Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around New Albany

New Albany and the towns around it

Plain: Low, mostly inland floodingColumbus: Low, mostly inland floodingJersey: Very low, mostly inland floodingBlendon: High, mostly inland floodingHarlem: Moderate, mostly inland floodingJersey: Very low, mostly inland floodingHamilton: Very low, mostly inland floodingNorwich: Low, mostly inland floodingJackson: Very low, mostly inland floodingMifflin: Moderate, mostly inland floodingMadison: Moderate, mostly inland floodingWashington: Low, mostly inland floodingPrairie: Low, mostly inland floodingHilliard: Low, mostly inland floodingSharon: Very low, mostly inland floodingJefferson: Low, mostly inland floodingNew Albany: Low, mostly inland flooding New AlbanyPlainColumbusJersey
Very lowLowModerateHighVery high
Columbusmostly inland floodingLow
New Albanymostly inland floodingLow
Plainmostly inland floodingLow
Jerseymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Albany covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to New Albany’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of New Albany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Albany total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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