Natural hazards · Jersey

Jersey, OH natural hazards

Most of the natural-hazard damage FEMA expects in Jersey comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2017. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jersey?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jersey to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hail15%Tornadoes7%Everything else21%

By hazard

What Jersey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 3 times a year in the area

Hail

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 70 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jersey flood?

Every paid claim on a federal flood insurance policy in Jersey, from FEMA’s records.

1paid claims since 2017

$24Kpaid to owners

0homes flooded more than once

20172026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jersey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Licking County.

Disasters that hit Jersey

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jersey itself: aid to households, or repair grants to the Township of Jersey.

Brought FEMA money into JerseyDeclared for Licking County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$3K to the Township of Jersey for repairs

2008

Record Snow and Near Record Snow

$5K to the Township of Jersey for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$3K to the Township of Jersey for repairs

Licking County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Jersey

Jersey and the towns around it

Very lowLowModerateHighVery high

Pataskalamostly inland floodingLow

Libertymostly inland floodingLow

Plainmostly inland floodingLow

St. Albansmostly inland floodingLow

Monroemostly inland floodingLow

Jerseymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jersey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jersey’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Jersey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jersey total about $920K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.