Natural hazards · Niles

Niles, OH natural hazards

Most of the natural-hazard damage FEMA expects in Niles comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 23 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Niles?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Niles to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes11%Strong wind6%Everything else9%

By hazard

What Niles faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Niles flood?

Every paid claim on a federal flood insurance policy in Niles, from FEMA’s records.

23paid claims since 1979

$111Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late winter storms: 2 claims, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Niles isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Niles

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Niles itself: aid to households, or repair grants to the City of Niles.

Brought FEMA money into NilesDeclared for Trumbull County only

2004

Severe Storms and Flooding

28 households applied for aid $37K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

573 households applied for aid $806K aid approved $454K to the City of Niles for repairs

Trumbull County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Niles

Niles and the towns around it

Very lowLowModerateHighVery high

Nilesmostly inland floodingModerate

Weathersfieldmostly inland floodingLow

Hilltopmostly inland floodingLow

Mineral Ridgemostly inland floodingLow

Warrenmostly inland floodingVery low

McKinley Heightsmostly inland floodingVery low

McDonaldmostly inland floodingVery low

Howlandmostly inland floodingVery low

Bolindalemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Niles covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Niles’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Niles. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Niles total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.