Natural hazards · Howland

Howland, OH natural hazards

Most of the natural-hazard damage FEMA expects in Howland comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Howland?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Howland to be higher than in 7% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes17%Strong wind8%Hail6%Everything else10%

By hazard

What Howland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Hail

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Howland flood?

Every paid claim on a federal flood insurance policy in Howland, from FEMA’s records.

12paid claims since 1982

$264Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Late winter storms: 1 claim, $675

of homes in flood zones
are insured

of all homes
are insured

No community discount. Howland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.

Disasters that hit Howland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Howland itself: aid to households, or repair grants to the Township of Howland.

Brought FEMA money into HowlandDeclared for Trumbull County only

2003

Tornadoes, Flooding, Severe Storms, and High Winds

7 households applied for aid $21K aid approved $62K to the Township of Howland for repairs

Trumbull County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Howland

Howland and the towns around it

Very lowLowModerateHighVery high

Nilesmostly inland floodingModerate

Weathersfieldmostly inland floodingLow

Warrenmostly inland floodingLow

Warrenmostly inland floodingVery low

Howland Centermostly inland floodingVery low

Bazettamostly inland floodingVery low

Howlandmostly inland floodingVery low

Viennamostly inland floodingVery low

Bolindalemostly inland floodingVery low

Morgandalemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Howland covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Howland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Howland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Howland total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.