Natural hazards · McDonald

McDonald, OH natural hazards

Most of the natural-hazard damage FEMA expects in McDonald comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McDonald?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McDonald to be higher than in 14% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding62%Tornadoes16%Strong wind8%Everything else14%

By hazard

What McDonald faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McDonald flood?

Every paid claim on a federal flood insurance policy in McDonald, from FEMA’s records.

1paid claims since 2004

$3Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. McDonald isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.

Disasters that hit McDonald

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in McDonald itself: aid to households, or repair grants to the Village of McDonald.

Brought FEMA money into McDonaldDeclared for Trumbull County only

2003

Tornadoes, Flooding, Severe Storms, and High Winds

$53K to the Village of McDonald for repairs

Trumbull County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around McDonald

McDonald and the towns around it

Very lowLowModerateHighVery high

Nilesmostly inland floodingModerate

Weathersfieldmostly inland floodingLow

Girardmostly inland floodingLow

Hilltopmostly inland floodingLow

McKinley Heightsmostly inland floodingVery low

McDonaldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McDonald covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McDonald’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of McDonald. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McDonald total about $592K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.