Natural hazards · Jersey

Jersey, OH natural hazards

Most of the natural-hazard damage FEMA expects in Jersey comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jersey?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jersey to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hail15%Tornadoes7%Everything else21%

By hazard

What Jersey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 3 times a year in the area

Hail

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 70 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jersey flood?

FEMA's records show no paid flood insurance claims in Jersey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jersey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Licking County.

Disasters that hit Jersey

Federal disasters declared here

None of the disasters declared for Licking County shows FEMA aid or repair money reaching Jersey itself in FEMA’s records.

Brought FEMA money into JerseyDeclared for Licking County only

Licking County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Jersey

Jersey and the towns around it

Very lowLowModerateHighVery high

New Albanymostly inland floodingLow

Jerseymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jersey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jersey’s own flood-insurance community; household aid to the registrant’s city; repair grants to Jersey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.