Natural hazards · Monclova

Monclova, OH natural hazards

Most of the natural-hazard damage FEMA expects in Monclova comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monclova?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monclova to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes12%Everything else14%

By hazard

What Monclova faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monclova flood?

FEMA's records show no paid flood insurance claims in Monclova.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monclova isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Monclova

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Monclova itself: aid to households, or repair grants to the Township of Monclova.

Brought FEMA money into MonclovaDeclared for Lucas County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

2 households applied for aid $1K aid approved

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Monclova

Monclova and the towns around it

Very lowLowModerateHighVery high

Monclovamostly inland floodingModerate

Springfieldmostly inland floodingModerate

Watervillemostly inland floodingLow

Maumeemostly inland floodingLow

Perrysburgmostly inland floodingLow

Swantonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monclova covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Monclova’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Monclova. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monclova total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.