Natural hazards · Swanton

Swanton, OH natural hazards

Most of the natural-hazard damage FEMA expects in Swanton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Swanton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Swanton to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes18%Cold waves7%Earthquakes5%Everything else12%

By hazard

What Swanton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 89 years in the area

Cold waves

7% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Swanton flood?

Every paid claim on a federal flood insurance policy in Swanton, from FEMA’s records.

1paid claims since 2009

$3Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Swanton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Swanton

Federal disasters declared here

None of the disasters declared for Lucas County shows FEMA aid or repair money reaching Swanton itself in FEMA’s records.

Brought FEMA money into SwantonDeclared for Lucas County only

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Swanton

Swanton and the towns around it

Very lowLowModerateHighVery high

Monclovamostly inland floodingModerate

Providencemostly inland floodingModerate

Swan Creekmostly inland floodingLow

Watervillemostly inland floodingLow

Whitehousemostly inland floodingLow

Hardingmostly inland floodingLow

Swantonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Swanton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Swanton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Swanton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Swanton total about $772K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.