Natural hazards · Maumee

Maumee, OH natural hazards

Most of the natural-hazard damage FEMA expects in Maumee comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maumee?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maumee to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes18%Cold waves6%Everything else15%

By hazard

What Maumee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 74% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maumee flood?

Every paid claim on a federal flood insurance policy in Maumee, from FEMA’s records.

3paid claims since 1978

$17Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maumee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Maumee

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Maumee itself: aid to households, or repair grants to the City of Maumee.

Brought FEMA money into MaumeeDeclared for Lucas County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

59 households applied for aid $113K aid approved

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Maumee

Maumee and the towns around it

Very lowLowModerateHighVery high

Monclovamostly inland floodingModerate

Springfieldmostly inland floodingModerate

Toledomostly inland floodingLow

Maumeemostly inland floodingLow

Perrysburgmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maumee covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Maumee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maumee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maumee total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.