Natural hazards · St. Albans

St. Albans, OH natural hazards

Most of the natural-hazard damage FEMA expects in St. Albans comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Albans?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Albans to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hail10%Everything else25%

By hazard

What St. Albans faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Hail

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Albans flood?

FEMA's records show no paid flood insurance claims in St. Albans.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Albans isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Licking County.

Disasters that hit St. Albans

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. Albans itself: aid to households, or repair grants to the Township of St. Albans.

Brought FEMA money into St. AlbansDeclared for Licking County only

2012

Severe Storms and Straight-Line Winds

$12K to the Township of St. Albans for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$4K to the Township of St. Albans for repairs

2008

Record Snow and Near Record Snow

$3K to the Township of St. Albans for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$15K to the Township of St. Albans for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$3K to the Township of St. Albans for repairs

Licking County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

Around St. Albans

St. Albans and the towns around it

Very lowLowModerateHighVery high

Libertymostly inland floodingLow

St. Albansmostly inland floodingLow

Granvillemostly inland floodingLow

Harrisonmostly inland floodingLow

Granville Southmostly inland floodingVery low

Jerseymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Albans covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to St. Albans’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of St. Albans. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Albans total about $683K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.