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Natural hazards · Jefferson

Jefferson, OH natural hazards

Most of the natural-hazard damage FEMA expects in Jefferson comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jefferson?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jefferson to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding63%Cold waves10%Tornadoes8%Strong wind5%Everything else14%
By hazard

What Jefferson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once a year in the area

Cold waves

10% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once every 23 years in the area

Strong wind

5% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jefferson flood?

FEMA's records show no paid flood insurance claims in Jefferson.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Jefferson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.
Disasters that hit Jefferson

Federal disasters declared here

None of the disasters declared for Crawford County shows FEMA aid or repair money reaching Jefferson itself in FEMA’s records.

Brought FEMA money into JeffersonDeclared for Crawford County only
Crawford County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
Around Jefferson

Jefferson and the towns around it

Crestline: Moderate, mostly inland floodingJackson: Moderate, mostly inland floodingPolk: Very low, mostly inland floodingWhetstone: Low, mostly inland floodingSandusky: Moderate, mostly inland floodingVernon: Moderate, mostly inland floodingGalion: Low, mostly inland floodingSandusky: Very low, mostly inland floodingSharon: Low, mostly inland floodingWashington: Low, mostly inland floodingBucyrus: High, mostly inland floodingTully: Low, mostly inland floodingLiberty: Moderate, mostly inland floodingBucyrus: High, mostly inland floodingDallas: High, mostly inland floodingCranberry: Low, mostly inland floodingAuburn: Low, mostly inland floodingJefferson: Moderate, mostly inland flooding JeffersonCrestlineJacksonPolkWhetstoneSanduskyVernon
Very lowLowModerateHighVery high
Vernonmostly inland floodingModerate
Jeffersonmostly inland floodingModerate
Sanduskymostly inland floodingModerate
Crestlinemostly inland floodingModerate
Jacksonmostly inland floodingModerate
Whetstonemostly inland floodingLow
Polkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings.