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Natural hazards · Crestline

Crestline, OH natural hazards

Most of the natural-hazard damage FEMA expects in Crestline comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 20 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crestline?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crestline to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves11%Tornadoes9%Strong wind5%Everything else15%
By hazard

What Crestline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once a year in the area

Cold waves

11% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 53% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crestline flood?

Every paid claim on a federal flood insurance policy in Crestline, from FEMA’s records.

20paid claims since 1979
$399Kpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • Late winter storms: 1 claim, $32K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Crestline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Crestline

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crestline itself: aid to households, or repair grants to the Village of Crestline.

Brought FEMA money into CrestlineDeclared for Crawford County only
2024

Tornadoes

1 household applied for aid
2008

Record Snow and Near Record Snow

$12K to the Village of Crestline for repairs
2007

Severe Storms, Flooding, and Tornadoes

247 households applied for aid $450K aid approved $7K to the Village of Crestline for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

133 households applied for aid $72K aid approved $67K to the Village of Crestline for repairs
2004

Snow

$7K to the Village of Crestline for repairs
2004

Severe Storms and Flooding

27 households applied for aid $25K aid approved
2003

Severe Storms and Flooding

1 household applied for aid $5K aid approved
Crawford County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
Around Crestline

Crestline and the towns around it

Jackson: Moderate, mostly inland floodingJefferson: Moderate, mostly inland floodingGalion: Low, mostly inland floodingVernon: Moderate, mostly inland floodingSandusky: Very low, mostly inland floodingPolk: Very low, mostly inland floodingSharon: Low, mostly inland floodingWhetstone: Low, mostly inland floodingSandusky: Moderate, mostly inland floodingNorth Bloomfield: Low, mostly inland floodingCrestline: Moderate, mostly inland flooding CrestlineJacksonJeffersonGalion
Very lowLowModerateHighVery high
Jeffersonmostly inland floodingModerate
Crestlinemostly inland floodingModerate
Jacksonmostly inland floodingModerate
Galionmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crestline is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Crestline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Crestline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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