Natural hazards · Whetstone

Whetstone, OH natural hazards

Most of the natural-hazard damage FEMA expects in Whetstone comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whetstone?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whetstone to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves10%Tornadoes9%Hail6%Strong wind6%Everything else12%

By hazard

What Whetstone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 53% of U.S. places

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whetstone flood?

FEMA's records show no paid flood insurance claims in Whetstone.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whetstone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Whetstone

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Whetstone itself: aid to households, or repair grants to the Township of Whetstone.

Brought FEMA money into WhetstoneDeclared for Crawford County only

2007

Severe Storms, Flooding, and Tornadoes

$2K to the Township of Whetstone for repairs

Crawford County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Whetstone

Whetstone and the towns around it

Very lowLowModerateHighVery high

Bucyrusmostly inland floodingHigh

Dallasmostly inland floodingHigh

Libertymostly inland floodingModerate

Jeffersonmostly inland floodingModerate

Sanduskymostly inland floodingModerate

Tullymostly inland floodingLow

Whetstonemostly inland floodingLow

Polkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whetstone covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Whetstone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Whetstone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Whetstone total about $735K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.