Natural hazards · Howland Center

Howland Center, OH natural hazards

Most of the natural-hazard damage FEMA expects in Howland Center comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Howland Center?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Howland Center to be higher than in 15% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes15%Strong wind8%Everything else13%

By hazard

What Howland Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Howland Center flood?

Every paid claim on a federal flood insurance policy in Howland Center, from FEMA’s records.

4paid claims since 1996

$8Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Late winter storms: 1 claim, $675

of homes in flood zones
are insured

of all homes
are insured

No community discount. Howland Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.

Disasters that hit Howland Center

Federal disasters declared here

None of the disasters declared for Trumbull County shows FEMA aid or repair money reaching Howland Center itself in FEMA’s records.

Brought FEMA money into Howland CenterDeclared for Trumbull County only

Trumbull County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Howland Center

Howland Center and the towns around it

Very lowLowModerateHighVery high

Warrenmostly inland floodingVery low

Howland Centermostly inland floodingVery low

Howlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Howland Center covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Howland Center’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Howland Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Howland Center total about $827K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.