Natural hazards · Hambden

Hambden, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hambden comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hambden?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hambden to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes8%Strong wind7%Everything else14%

By hazard

What Hambden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Below average · higher than 49% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hambden flood?

FEMA's records show no paid flood insurance claims in Hambden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hambden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Geauga County.

Disasters that hit Hambden

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hambden itself: aid to households, or repair grants to the Township of Hambden.

Brought FEMA money into HambdenDeclared for Geauga County only

2008

Record Snow and Near Record Snow

$7K to the Township of Hambden for repairs

Geauga County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Hambden

Hambden and the towns around it

Very lowLowModerateHighVery high

Concordmostly inland floodingLow

Chardonmostly inland floodingLow

Montvillemostly inland floodingVery low

Hambdenmostly inland floodingVery low

Leroymostly inland floodingVery low

Claridonmostly inland floodingVery low

Chardonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hambden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hambden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hambden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hambden total about $783K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.