Natural hazards · Chardon

Chardon, OH natural hazards

Most of the natural-hazard damage FEMA expects in Chardon comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chardon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chardon to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Strong wind8%Everything else14%

By hazard

What Chardon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Below average · higher than 48% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chardon flood?

FEMA's records show no paid flood insurance claims in Chardon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chardon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Geauga County.

Disasters that hit Chardon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chardon itself: aid to households, or repair grants to the City of Chardon.

Brought FEMA money into ChardonDeclared for Geauga County only

2008

Record Snow and Near Record Snow

$27K to the City of Chardon for repairs

2006

Severe Storms, Straight Line Winds, and Flooding

34 households applied for aid $72K aid approved

2004

Severe Storms and Flooding

4 households applied for aid

Geauga County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Chardon

Chardon and the towns around it

Very lowLowModerateHighVery high

Chardonmostly inland floodingLow

Munsonmostly inland floodingVery low

Hambdenmostly inland floodingVery low

Bass Lakemostly inland floodingVery low

Claridonmostly inland floodingVery low

Chardonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chardon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chardon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chardon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chardon total about $994K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.