Natural hazards · Leroy

Leroy, OH natural hazards

Most of the natural-hazard damage FEMA expects in Leroy comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Leroy?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leroy to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding67%Cold waves10%Tornadoes8%Everything else15%

By hazard

What Leroy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 52% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Leroy flood?

FEMA's records show no paid flood insurance claims in Leroy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Leroy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Leroy

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leroy itself: aid to households, or repair grants to the Township of Leroy.

Brought FEMA money into LeroyDeclared for Lake County only

2008

Record Snow and Near Record Snow

$6K to the Township of Leroy for repairs

2006

Severe Storms, Straight Line Winds, and Flooding

$268K to the Township of Leroy for repairs

Lake County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Leroy

Leroy and the towns around it

Very lowLowModerateHighVery high

Concordmostly inland floodingLow

Leroymostly inland floodingVery low

Hambdenmostly inland floodingVery low

Thompsonmostly inland floodingVery low

Perrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leroy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Leroy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Leroy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Leroy total about $636K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.