Natural hazards · Geneva

Geneva, OH natural hazards

Most of the natural-hazard damage FEMA expects in Geneva comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geneva?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneva to be higher than in 8% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes18%Strong wind9%Everything else13%

By hazard

What Geneva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 60% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geneva flood?

Every paid claim on a federal flood insurance policy in Geneva, from FEMA’s records.

15paid claims since 1979

$101Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late winter storms: 2 claims, $11K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Geneva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashtabula County.

Disasters that hit Geneva

Federal disasters declared here

None of the disasters declared for Ashtabula County shows FEMA aid or repair money reaching Geneva itself in FEMA’s records.

Brought FEMA money into GenevaDeclared for Ashtabula County only

Ashtabula County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Geneva

Geneva and the towns around it

Very lowLowModerateHighVery high

Harpersfieldmostly inland floodingLow

Saybrookmostly inland floodingVery low

Genevamostly inland floodingVery low

Geneva-on-the-Lakemostly inland floodingVery low

Madisonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneva covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Geneva’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Geneva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Geneva total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.