Natural hazards · Saybrook

Saybrook, OH natural hazards

Most of the natural-hazard damage FEMA expects in Saybrook comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1994. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Saybrook?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saybrook to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes18%Strong wind9%Everything else13%

By hazard

What Saybrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 60% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Saybrook flood?

Every paid claim on a federal flood insurance policy in Saybrook, from FEMA’s records.

4paid claims since 1994

$20Kpaid to owners

0homes flooded more than once

19942026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Saybrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashtabula County.

Disasters that hit Saybrook

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Saybrook itself: aid to households, or repair grants to the Township of Saybrook.

Brought FEMA money into SaybrookDeclared for Ashtabula County only

2008

Record Snow and Near Record Snow

$11K to the Township of Saybrook for repairs

Ashtabula County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Saybrook

Saybrook and the towns around it

Very lowLowModerateHighVery high

Austinburgmostly inland floodingLow

Ashtabulamostly inland floodingVery low

Saybrookmostly inland floodingVery low

Plymouthmostly inland floodingVery low

Saybrook-on-the-Lakemostly inland floodingVery low

Ashtabulamostly inland floodingVery low

Genevamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saybrook covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Saybrook’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Saybrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Saybrook total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.