Natural hazards · Geneva

Geneva, OH natural hazards

Most of the natural-hazard damage FEMA expects in Geneva comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geneva?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneva to be higher than in 10% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes18%Strong wind9%Everything else13%

By hazard

What Geneva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 60% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geneva flood?

Every paid claim on a federal flood insurance policy in Geneva, from FEMA’s records.

9paid claims since 1979

$36Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Late winter storms: 2 claims, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Geneva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashtabula County.

Disasters that hit Geneva

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Geneva itself: aid to households, or repair grants to the City of Geneva.

Brought FEMA money into GenevaDeclared for Ashtabula County only

2008

Record Snow and Near Record Snow

$11K to the City of Geneva for repairs

2006

Severe Storms, Straight Line Winds, and Flooding

149 households applied for aid $267K aid approved $47K to the City of Geneva for repairs

Ashtabula County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Geneva

Geneva and the towns around it

Very lowLowModerateHighVery high

Harpersfieldmostly inland floodingLow

Genevamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneva is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Geneva’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Geneva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.